REST & JSON
Predictable resources, idempotent requests, sandbox with test identities.
Trust Building
Identity & Screening APIs
KYC, KYB, GST validation, bank statement analysis, director validation and fraud detection, available as APIs. Compliance and fraud checks running inside the same flow as origination, not bolted on after.
IMAGECounterparty verification — Sharma Exports LLP · mule pattern flagged
Endpoints
| API | What it returns |
|---|---|
| KYC | PAN, Aadhaar (offline XML / DigiLocker), passport and voter ID verification; liveness and face match. |
| KYB | CIN/LLPIN lookup, MCA filings, GSTIN status, UDYAM registration and beneficial ownership. |
| GST validation | GSTIN status, return filing history, turnover consistency and buyer–supplier reconciliation. |
| Bank statement analysis | Parsing, categorisation, income and cash-flow metrics, bounce and EMI detection. |
| Director validation | DIN checks, disqualifications, cross-directorships and related-party maps. |
| Mule account detection | Behavioural and network signals flagging accounts used to route illicit funds. |
| Sanctions & PEP screening | Global sanctions lists, PEP databases and adverse media. |
| Fraud signals | Document tampering, synthetic identity and velocity anomalies. |
Mule account detection
Mule accounts sit between fraud and the money. Our model combines transaction behaviour, network links, device and KYC signals to flag accounts likely being used as conduits — before disbursement, and continuously afterwards.
Available as a real-time score on any counterparty, and as a batch screen across your existing book.
- Real-time score with reason codes
- Network graph of related accounts
- Continuous monitoring with alerts
IMAGEMule network graph
For developers
Webhooks
Async results for long-running checks; retries and signatures.
Consent built in
Account aggregator and DigiLocker consent flows handled for you.
SLA
99.9% uptime; p95 under 800 ms for synchronous checks.
Our Ethos
All Things Finance –
Tech Enabled
InnovationCollaborationSecurity
High value transactions deserve a conversation. Tell us what you are trying to do and we will route you to the right desk.