MSME sellers
Cash at the best rate in the market
Multiple financiers compete; no collateral; no recourse; nothing on your balance sheet.
- Rates often lower than bank OD
- Payment in 24–48 hours
Invoice Discounting
TReDS
In Partnership with RXIL
Unlock seamless invoice discounting through our strategic partnership with Receivables Exchange of India Ltd. (RXIL). We enable MSMEs and corporates to access timely liquidity by connecting them with financiers on the Trade Receivables Discounting System (TReDS) platform.
IMAGETReDS auction screen mock — 560×340
RBI
Regulated exchange
T+1
Typical settlement
0
Collateral required
100%
Digital, paperless
What TReDS is
The Trade Receivables Discounting System is an RBI-regulated electronic platform where MSME sellers, their corporate buyers and multiple financiers transact invoices in a transparent auction. Financiers bid; the seller picks the best rate; settlement is automated.
Our solution ensures transparent, RBI‑regulated transactions, fostering trust and efficiency in working capital management. GTFHUB handles onboarding, documentation and day-to-day operations, so you get the benefit of the exchange without running it yourself.
- Competitive bidding from multiple banks and NBFCs
- Without-recourse to the MSME seller
- Mandatory for buyers above the notified turnover threshold
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How it works
01
Onboard
Seller, buyer and financier register on RXIL via GTFHUB; KYC is digital.
02
Upload
Seller uploads invoice; buyer accepts it as a Factoring Unit.
03
Auction
Financiers bid discount rates; seller accepts the best.
04
Settle
Funds credited T+1; buyer pays financier on due date.
Who benefits
Corporate buyers
Compliance and a stronger supply base
Meet the TReDS mandate, keep terms intact, and give suppliers early payment at no cost to you.
- MSMED Act compliance
- Bulk invoice approval via ERP
Financiers
Short-tenor, verified assets
Buyer-accepted invoices from rated corporates, with KYB and fraud checks done.
- Priority sector qualifying
- Automated settlement
Why through GTFHUB
RXIL runs the exchange. GTFHUB runs everything around it for you: onboarding, document readiness, buyer coordination, invoice upload at scale, reconciliation and reporting. For groups that also use bilateral receivable financing, both sit in one dashboard.
Ideal for buyers onboarding hundreds of MSME suppliers, and for MSMEs who want a single team handling exchange and non-exchange financing.
- Single onboarding for TReDS and platform financing
- ERP integration for bulk approvals
- Dedicated relationship desk
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Frequently asked
Is participation mandatory?
Companies above the turnover threshold notified by MSME Ministry must onboard on a TReDS platform. Check the current notification or ask us.
What is a Factoring Unit?
The invoice or bill of exchange once accepted by the buyer and listed for financing on the exchange.
Who bears the cost?
By default the seller pays the discount; buyer-borne and shared models are also available.
Can non-MSMEs sell on TReDS?
Currently TReDS is for MSME sellers. Non-MSME sellers can use receivable financing on GTFHUB.
Onboard on TReDS this week.
Seller, buyer or financier — we handle the paperwork with RXIL.
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