MSMEs
Suppliers to large buyers
Long payment terms from anchor corporates, steady order flow, thin cash buffers.
For Businesses
Receivable Financing
Turn approved invoices into cash within 24 hours. No new debt on the balance sheet, no waiting out 60–90 day payment terms.
IMAGEProduct visual — 560×340
What it is
You have delivered. The buyer has accepted the invoice. The only thing between you and the money is the payment term. Receivable financing advances up to 90% of the invoice value now and settles the balance, less a discount, when your buyer pays.
On GTFHUB the invoice goes up digitally, the buyer's acceptance is verified, and financiers on the platform compete for it. You see the rate before you accept.
- Up to 90% advance on invoice value
- Rates discovered competitively, visible before you commit
- Buyer acceptance and KYB run inside the same flow
- Off-balance-sheet under most structures
IMAGEReceivable Financing — dashboard mock
How it works
From upload to disbursement, on one screen.
01
Upload invoice
Raise or import the invoice; buyer acceptance is captured digitally.
02
Get bids
Verified financiers on the platform bid a discount rate within hours.
03
Accept & disburse
Accept the best bid; funds land in your account, typically same day.
04
Buyer pays
Buyer settles on due date directly to the financier; balance is released to you.
Indicative terms
Final terms depend on the financier, counterparty and tenor.
| Parameter | Typical range |
|---|---|
| Advance rate | 70–90% of invoice value |
| Tenor | 30–180 days |
| Ticket size | ₹5 lakh to ₹25 crore per invoice |
| Turnaround | Credit decision in hours; disbursal in 24 hours |
| Security | Assignment of receivable; no hard collateral |
Who it's for
Mid-market
Growing manufacturers
Order books outrunning working capital limits from the house bank.
Exporters
Cross-border sellers
Foreign-currency receivables with 60–120 day terms and documentary friction.
Frequently asked
Does my buyer need to be on the platform?
Your buyer needs to confirm the invoice. That can be through their own GTFHUB login, an emailed acceptance link, or an integration with their ERP or AP system.
What does it cost?
A discount rate expressed per annum, applied only for the days the invoice is outstanding. Competitive bidding on the platform typically brings this well below unsecured working capital rates.
Is this the same as TReDS?
Similar outcome, different rails. TReDS is the RBI-regulated exchange route we offer with RXIL; receivable financing on GTFHUB runs bilaterally with platform financiers. Many clients use both.
With or without recourse?
Both structures are available. Non-recourse pricing depends on the buyer's credit profile.
Capital, when the invoice is raised.
Not sixty days later.
Tell us what you're financing and we'll route you to the receivable financing desk.
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High value transactions deserve a conversation. Tell us what you are trying to do and we will route you to the right desk.